Real Estate Secured Loans

We are a direct lender providing privately issued asset based loans. These loans are underwritten on the value of the real estate rather than the income or credit history of the borrower.

With Concrete Capital you can acquire the funding you need, from $1 MM to $5 MM and close within just 5 business days!

Here's What Concrete Capital Offers:

Concrete Capital provides real estate investors the fastest and easiest access to loans. Our lending strategy was created with the investor in mind.

Concrete Capital provides:

  • Secured real estate loans ranging from $1.0 MM to $5.0 MM
  • Quick turn-around times for closings. Upon receipt of a complete document package from borrower and a verbal appraisal, Concrete Capital can fund within 5 business days.
  • Flexible approach. All credit histories accepted. Credit reviews and financial statements are not required.
  • One-year term with an Extension Option, for an additional year, at the option of the lender.
  • First mortgage financing for various types of transactions, including but not limited to, property acquisition, investment, refinancing, tenant improvements, bridge financing, construction, rehabilitation, remodeling, foreclosure bailout, non-bankable transactions, emergency cash-outs, and debt consolidation.
  • Maximum Loan to Value (LTV) ratio of fifty percent (50%)
  • Concrete's loan structure provides the borrower with a cost savings, as the mortgage recording tax in New York of 2.8% would not be applicable.
  • Concrete Capital currently provides loans in the New York metropolitan area.

Concrete Capital's primary focus is funding loans that need immediate financing. We quickly analyze and assess your loan request and provide immediate feedback within 24 hours. With over 100 years of combined real estate lending expertise and direct access to capital, Concrete Capital is able to create solutions to meet the needs of our borrowers, and deliver fast loan approvals.

Our origination team consists of seasoned professionals with the authority to turn loan applications quickly into closed transactions and remain the point of contact throughout the underwriting, closing and beyond. This facilitates a smooth, consistent loan approval process, as well as informed and responsive decision making pre-close and post-close.

Concrete Capital is a direct lender that is available even when conventional lenders turn away. We provide unparalleled customer service. We understand that each client is unique and timing is everything. Concrete Capital welcomes the opportunity to review your deal to quickly determine if it is a potential fit for our program.

Lending Solutions: